A short-term medical insurance plan, also called temporary health insurance or term health insurance, can start tomorrow and keep you covered.
- Short-term plans allow healthy applicants to secure immediate individual and family coverage, sometimes as early as the next day.
- You are protected during a time of transition.
Types of transitions include:
- Between jobs
- Waiting for other coverage to begin
- Waiting to be eligible for Medicare coverage
- Without health insurance, missed the Open Enrollment period
Most short-term health care does not cover pre-existing conditions, which depending on your home state would mean something you received diagnosis or treatment within the last 2 to 5 years. If you are in this situation, we can help.
When can you enroll in short-term health insurance?
Anytime. There are no restrictions when you can apply for short-term health care. Click here and get covered.
Is short-term insurance for me?
Short-term insurance may work for you if you meet any of the following:
- You currently don’t have insurance (you missed Open Enrollment and don’t qualify for Special Enrollment)
- You are waiting for your Affordable Care Act (ACA), or Obamacare, to start
- You are waiting on Medicare coverage to begin
- You are turning 26 and coming off your parent’s insurance
- You are between jobs or waiting for benefits to start at your new job
- You are healthy and under 65
Licensed insurance agents are available to help you
navigate your plan options
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