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Trumpcare Plans

The American Health Care Act*, or AHCA, often referred to as Trumpcare, is a replacement plan for the Affordable Care Act (ACA or Obamacare) that was written by Republicans in the House of Representatives.

Under Trumpcare, no one would be required to purchase health insurance and there would be no tax penalty for going uninsured. Employers would also not be penalized for not providing health insurance to employees. Subsidies would still be provided but they would be based on age and not income. Older people would get higher subsidies than younger people.

The proposed AHCA law, would have included the following change:

  • No Federal tax penalty for not having health insurance
  • You can buy a plan that only covers the benefits you want if your state receives a special waiver from the federal government
  • States and federal agencies can define the mandatory benefits that will be covered by your health insurance plan
  • The annual contribution limits for Health Saving Accounts (HSAs) would be increased, allowing consumers to save more money on a pre-tax or tax-deductible basis for qualified medical expenses.
  • Includes the Federal Invisible Risk Sharing Program, a pool of money set aside by the federal government to help insurance companies cover individuals with high medical cost
Have more questions? We have a team of health care professionals ready to answer your questions.
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*The AHCA did not pass the Senate and is currently NOT law.
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